Travel Insurance

What if problems arise during your trip?

Travel insurance brings peace of mind

When travelling outside Canada, a medical emergency could be very expensive.

The federal government says: "If you plan to go abroad, even on a day trip to the United States, you should purchase the best travel insurance you can afford before you leave Canada."

OHIP provides limited coverage. If you are planning to travel outside Ontario for business or a vacation, the Ontario Ministry of Health and Long Term care says: "If you plan to travel outside of Ontario, it is strongly recommended that you obtain additional private medical insurance and fully understand what your policy covers. "

The solution is travel insurance. Taxevity offers a range of travel insurance plans for trips out-of-province and out of Canada through Manulife.

Tip: to save time, get instant quotes and apply online.

Single Trip Plans

You save several options.

Emergency Medical

Provides coverage for one trip for the number of days you buy. There's no maximum age limit but you will have to answer medical questions if you are over 59.

Travel Canada Emergency Medical

Provides Emergency Medical Insurance for travel within Canada. You save 50% off the regular Single-Trip Emergency Medical Plan rate.

All Inclusive

Provides several benefits in one plan. You get:

  • Emergency Medical
  • Trip Cancellation & Interruption
  • Baggage Loss, Delay & Damage
  • Flight Accident
  • Travel Accident

Trip Cancellation/Interruption

Covers certain events that change travel plans. May be purchased as part of an All-Inclusive Plan or separately. If purchasing separately, must be purchased within 8 days of booking your travel plans.

Multiple Trip Plan

Do you travel more than once a year? You don't need to apply for coverage each time.

Emergency Medical

Provides coverage for an unlimited number of trips during the policy year, provided they are no longer than the number of days you buy. Options for trip length are 4, 10, 18 and 30 days. No age limit.

All Inclusive

Provides several benefits in one plan. You get:

  • Emergency Medical
  • Trip Cancellation & Interruption
  • Baggage Loss, Delay & Damage
  • Flight Accident
  • Travel Accident

Travel80 Plan

Do you plan to travel in your 60s and 70s?

Travel80 protects you until age 80 without additional underwriting before each trip. Medical conditions that arise in the future are covered if they are stable for the 90 days prior to a trip (normally excluded by other plans).

Premiums are level and based on your age when you apply.

Covers unlimited trips lasting 30 day or less. You automatically qualify for a top-up for longer trips if you apply prior before the 30th day of your trip. The daily rate for the extension is the same as for a Single-Trip Plan and based on your age at the time.

$5,000,000 lifetime combined maximum for:

    • Hospital & physician bills
    • Paramedical services
    • Ground ambulance transportation
    • Dental treatment to relieve pain and in the case of an accident
    • Repatriation in the case of death
    • Medical evacuation home
    • Meals, hotel, phone calls
    • Transportation to bedside
    • Return of dependent children
    • Return of travel companion
    • Vehicle return

Note: For specifics on the coverage be sure to read your contract. To see a sample contract, contact us.

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