Pension Plans

Plan for retirement today to have peace of mind tomorrow

The Individual Pension Plan (IPP) allows incorporated professionals and small business owners to have a traditional defined benefit pension. Your corporation makes tax deductible contributions which are larger than the RRSP limits.

An IPP is ideal if you are:

  • Age 40+
  • Making the maximum contributions to your RRSP
  • Have stable income that is unlikely to be interrupted

The Personal Pension Plan (PPP) is a variation of the IPP that allows companies with unstable income to switch to RRSP-like contributions in lean years.

Other Options

To also get the protection and tax-advantages of life insurance, explore the Corporate Insured Retirement Plan.

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